Debt | Outstanding business loans, SMEs | Australian Dollar, Millions |  | 189 198 | 204 591 | 204 681 | 225 167 | 235 982 | 239 993 | 243 110 | 251 393 | 261 505 | 271 388 | 281 388 | 283 697 | 426 631 | 421 186 |
Outstanding business loans, total | Australian Dollar, Millions |  | 699 871 | 767 295 | 713 008 | 688 971 | 712 709 | 732 472 | 744 845 | 778 222 | 831 805 | 875 139 | 903 924 | 954 194 | 976 159 | 986 892 |
Share of SME outstanding loans (% of total outstanding business loans) | Percentage | | 27.03 | 26.66 | 28.71 | 32.68 | 33.11 | 32.76 | 32.64 | 32.3 | 31.44 | 31.01 | 31.13 | 29.73 | 43.71 | 42.68 |
New business lending, SMEs | Australian Dollar, Millions |  | 77 517 | 79 914 | 69 562 | 82 506 | 81 561 | 73 674 | 79 146 | 85 395 | 91 155 | 86 717 | 79 656 | 76 705 | 185 239 | 79 999.6 |
New business lending, total | Australian Dollar, Millions |  | 374 997 | 336 145 | 265 484 | 265 820 | 310 696 | 273 774 | 292 446 | 360 467 | 391 677 | 341 840 | 345 952 | 346 868 | .. | .. |
Share of new SME lending (% of total new lending) | Percentage | | 20.67 | 23.77 | 26.2 | 31.04 | 26.25 | 26.91 | 27.06 | 23.69 | 23.27 | 25.37 | 23.03 | 22.11 | .. | .. |
Non-performing loans, total (% of all business loans) | Percentage |  | 0.5 | 2.07 | 3.27 | 3.55 | 3.16 | 2.68 | 2.03 | 1.39 | 1.01 | 1.13 | 0.78 | 0.81 | 0.92 | 1.02 |
Interest rate, SMEs | Percentage |  | 8.66 | 8.04 | 7.6 | 8.4 | 8.02 | 7.13 | 6.54 | 6.27 | 5.63 | 5.36 | 5.28 | 5.33 | 4.18 | 3.4 |
Interest rate, large firms | Percentage |  | 7.95 | 6.34 | 5.94 | 7.02 | 6.74 | 5.5 | 4.77 | 4.6 | 3.9 | 3.49 | 3.43 | 3.72 | 2.48 | 1.63 |
Interest rate spread (% points) | Percentage | | 0.71 | 1.7 | 1.66 | 1.38 | 1.28 | 1.62 | 1.77 | 1.67 | 1.73 | 1.86 | 1.85 | 1.61 | 1.7 | 1.77 |
Non-bank finance | Growth capital and venture capital | Australian Dollar, Millions |  | .. | .. | .. | .. | 461 | 281 | 244 | 301 | 591 | 966 | 983 | 1 307 | 1 169 | 1 675 |
Growth capital and venture capital (%, Year-on-year growth rate) | Percentage | | .. | .. | .. | .. | .. | -39.05 | -13.17 | 23.36 | 96.35 | 63.45 | 1.76 | 32.96 | -10.56 | 43.28 |
Leasing and hire purchases | Australian Dollar, Millions |  | 9 245.2 | 9 279.8 | 6 731.8 | 6 549.4 | 6 899.8 | 8 746.6 | 7 336 | 8 767.3 | 9 861.5 | 8 890.7 | 10 140.8 | 9 714.2 | 9 977.9 | 10 534 |
Factoring and invoicing | Australian Dollar, Millions |  | 54 757 | 64 991 | 63 101 | 58 661 | 61 422 | 63 361 | 63 272 | 62 391 | 64 400 | .. | .. | .. | .. | .. |
Other indicators | Payment delays, B2B | Days |  | .. | .. | .. | .. | 21.6 | 20.3 | 19.5 | 14.9 | 13 | 14.4 | 11.9 | 10.6 | 9.9 | 10.9 |